A new deadline, rising prices and fewer options for help will greet health insurance shoppers as the Affordable Care Act’s main enrollment window opens Wednesday.
Also in store: Befuddlement.
“Confusion seems to be one of the key words to describe what we’re facing now,” said Nicolas Moriello, a Delaware-based broker.
Among the things Moriello has found he needs to clear up with customers: That the Obama-era law still exists.
Even former President Barack Obama took to Twitter Wednesday to deliver a short video reminding people that it’s time to pick coverage for next year.
The health care law has survived funding cuts and congressional repeal attempts so far. Most Americans are still required to get health insurance, and they can find plans — including some generous subsidies — through state-based marketplaces or exchanges, including HealthCare.gov.
That said, some prices have skyrocketed and choices have narrowed in many markets, in part because of political bickering over the health law.
Here’s what’s new, what’s the same, and some important points to consider when searching for 2018 coverage.
- LESS TIME TO DECIDE
- FEWER HELPERS AVAILABLE
- PRICES: EXPECT HIKES
- MORE FINANCIAL ASSISTANCE
- DON’T BLOW IT OFF
- LIKE ALWAYS: SHOP CAREFULLY