Winter weather damage: What will insurance cover?


GRAND RAPIDS, Mich. (WOOD) — The winter weather has led to power surges, frozen pipes and downed tree damage, leaving many homeowners with plenty of bills.

And all of those costs are not necessarily covered by insurance.

Derek Boer of Boer Insurance Group tells 24 Hour News 8 damage from a pipe break caused by weather is covered by homeowner’s insurance. That includes damage to floors, walls, carpeting and furniture.

However, it isn’t as cut and dry when it comes to downed trees. In most cases, homeowner’s insurance will cover the damage to your house or garage, like damaged shingles or gutters.

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