We don’t think much about them. But Dave Ramsey says if you want to dump debt and build wealth, you  need to, because there are so many places in our daily routine where money can be wasted without us knowing it. It’s ridiculous enough to make a list over–so of course Dave did.

Here are the 10 things Dave says you're wasting money on in America today:

1. Credit card interest

The only thing stupider than buying something you can’t afford is buying something you can’t afford at (insert huge credit card interest rate here). You don’t get jack for that extra money you fork over.

For #2-10 on the top  money wasters list, click here.